Wealth Management
How Can I Help?
Turning your financial goals into a focused, strategic portfolio.
Wealth Management Built Around You
We believe wealth management should be personal. Your asset protection is designed to align with your risk tolerance, time horizon, and liquidity needs — all based on your individual retirement income plan. Every client relationship is unique, and so are the strategies we build. Our goal is to help you grow and protect your wealth with a plan that fits your life.
Your wealth should reflect your goals, risk comfort, and financial timeline
Risk Assessment
Determining your comfort with market fluctuations to guide, protect, and achieve your financial goals.
Asset Allocation
Distributing investments across asset classes to balance risk and reward based on your time horizon and financial objectives.
Portfolio Protection
Selecting specific funding strategies to create a written retirement income plan aligned with your strategy, preferences, and long-term financial goals.
Ongoing Monitoring & Rebalancing
Regularly reviewing and adjusting your funding strategies to stay aligned with market changes, risk tolerance, and life events.
A well-managed written retirement income plan is more than just numbers — it’s a tool to help you reach your financial goals with clarity and confidence. At Fleming Financial Solutions, we take a disciplined, personalized approach to wealth management that evolves with you over time.
FAQs
Frequently Asked Questions
1. What does a wealth manager do?
A wealth manager helps you build and maintain a retirement income plan that aligns with your financial goals, risk tolerance, and time horizon. They make informed decisions on asset allocation, diversification, and ongoing adjustments to keep your retirement income plan on track.
2. How do I know if my retirement income plan is right for me?
Your retirement income plan should reflect your financial goals, risk tolerance, and how soon you’ll need the money. If you’re unsure, a financial advisor can help assess your current holdings and recommend changes based on your unique situation.
3. What’s the difference between active and passive wealth management?
Active wealth management involves a hands-on approach where funding strategies are regularly adjusted to try and protect against market volatility. Passive management focuses on long-term growth by tracking market indexes with minimal changes, often at lower costs.
4. How often should my retirement income plan be reviewed?
It’s best to review your retirement income plan at least annually or whenever there’s a significant life change, such as retirement or job change. Regular monitoring helps ensure your financial strategies remain aligned with your goals and market conditions.
5. Can wealth management help reduce risk?
Yes. A good retirement income plan reduces risk across different asset classes and adjusts based on your risk tolerance. Proper allocation and indexing help protect your retirement income plan from unnecessary losses.